Budget planner - Cream Velvet

Do you also regularly wonder where your money has gone? That's not surprising, most people don't have insight into exactly where their money goes.
By writing down each expense and making a monthly summary, you can map out your financial situation and then make adjustments where necessary. Vultera's budget planner will help you with this.

Save money by spending wisely
When we think of saving, we often think of money that we cannot spend, which makes saving feel like something annoying and obligatory. However, the trick is to learn how to use money wisely. Insight into your expenses is the first step towards a healthier spending pattern.

How does it work?

1. You enter your income
2. You enter the desired amount that you would like to save this month
3. Write down your fixed costs
4. Then calculate your disposable budget with the formula below:

Income - Fixed costs - Desired savings amount = Maximum expenses

5. Write down all your expenses during the month and keep an eye on whether you stay within budget.
6. At the end of the month, make a summary of all amounts per category

Advantages

• Insight into your expenses
• Set a goal for the amount you want to save every month
• Know your fixed costs
• Know in which areas you can save money