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Budget planner - Cream Velvet

Budget planner - Cream Velvet

Regular price €10 EUR
Regular price €15 EUR Sale price €10 EUR
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Personalization: Cream Velvet
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Description

Do you also regularly wonder where your money has gone? That's not surprising, most people don't have insight into exactly where their money goes.
By writing down each expense and making a monthly summary, you can map out your financial situation and then make adjustments where necessary. Vultera's budget planner will help you with this.

Save money by spending wisely
When we think of saving, we often think of money that we cannot spend, which makes saving feel like something annoying and obligatory. However, the trick is to learn how to use money wisely. Insight into your expenses is the first step towards a healthier spending pattern.

How does it work?

1. You enter your income
2. You enter the desired amount that you would like to save this month
3. Write down your fixed costs
4. Then calculate your disposable budget with the formula below:

Income - Fixed costs - Desired savings amount = Maximum expenses

5. Write down all your expenses during the month and keep an eye on whether you stay within budget.
6. At the end of the month, make a summary of all amounts per category

Advantages

  • Insight into your expenses
  • Set a goal for the amount you want to save every month
  • Know your fixed costs
  • Know in which areas you can save money

Details

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  • Lasts a
    lifetime

  • Premium
    leather

  • Buttery
    smooth
    paper

  • Plan your day

    Start with an overview. Immediately create peace of mind, even before the day begins.

  • reflect in the evening

    Consciously end your day. Write down your thoughts and create space for relaxation.

  • organize ideas

    Clear your head. Capture fleeting ideas and turn chaos into clear plans.

  • think deeply

    Slow down your thoughts. Take time for undivided focus and new insights on paper.

Frequently asked questions

Which journal should I choose?

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How do I care for my leather journal?

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What type of leather is used?

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Do you ship to my country?

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